Share Certificates
Rates are guaranteed for the life of the certificate.
- Six month Share Certificate: dividends are paid upon maturity of the certificate, penalty for early withdrawal - 30 days loss of interest.
- Twelve month Share Certificates: dividends are paid monthly and are deposited into the Regular Share account, penalty for early withdrawal - 30 days loss of interest.
- Twenty-four and Thirty-six month Share Certificates: dividends are paid monthly and are deposited into the Regular Share account, penalty for early withdrawal - 90 days loss of interest.
Share Certificates Rates and Yields - Effective September 28, 2022
| Description of Account | Dividend Rate | APY* |
| Share Certificates ($1,000 Min Deposit) | ||
| 12 Month - Pay monthly into Regular Share Account | 0.44% | 0.44% |
| 24 Month - Pay monthly into Regular Share Account | 0.54% | 0.54% |
| 36 Month - Pay monthly into Regular Share Account | 0.59% |
0.59% |
| Share Certificates ($5,000 Min deposit ) | ||
| 6 Month - Pay at maturity into Regular Share Account | 0.39% |
0.39% |
| 12 Month - Pay monthly into Regular Share Account | 0.47% | 0.47% |
| 24 Month - Pay monthly into Regular Share Account | 0.57% | 0.57% |
| 36 Month - Pay monthly into Regular Share Account | 0.61% | 0.61% |
| Share Certificates ($25,000 Min Deposit ) | ||
| 6 Month - Pay at maturity into Regular Share Account | 0..43% | 0.43% |
| 12 Month - Pay monthly into Regular Share Account | 0.49% | 0.49% |
| 24 Month - Pay monthly into Regular Share Account | 0.59% | 0.59% |
| 36 Month - Pay monthly into Regular Share Account | 0.63% |
0.63% |
| Share Certificates ($50,000 Min Deposit) | ||
| 6 Month - Pay at maturity into Regular Share Account | 0.45% | 0.45% |
| 12 Month - Pay monthly into Regular Share Account | 0.51% | 0.51% |
| 24 Month - Pay monthly into Regular Share Account | 0.61% | 0.61% |
| 36 Month - Pay monthly into Regular Share Account | 0.65% | 0.65% |
- APY = Annual Percentage Yield
- Fees or other conditions may reduce earnings
- Dividend rate & APY offered for term of certificate
- APY may be lower if you withdraw funds before maturity
- A dividend penalty may be imposed for early withdrawal
- Dividends will be deposited to regular shares
- Rates subject to change without notice
- Contact an employee for information about other applicable fees and terms
