If 2020 left you owing,
our Tax Time Loan Special will keep you going!
- Available until April 30th
- Borrow $500-$2,500 at a rate as low as 5.49%APR*
- Delay the first payment up to 50 days
- Up to 12 Months to Repay
- Same day loan approval for qualifying applicants
- Funds can be used for many purposes: to pay taxes, pay off a high interest credit card, vehicle repairs, to purchase a laptop, or for whatever you may need.
*APR=Annual Percentage Rate. Other rates or limits may apply depending on lending criteria. Loan must be backed by a 10% share pledge. Borrower must be a credit union member for 3 motnhs. Subject to normal lending criteria: credit worthiness, lack of delinquency, ability to repay, & Credit Committee or Loan Officer approval. Only one "special" loan per account.
*Home Equity Loan Rates*
- APR-Annual Percentage Rate
- A minimum of 20% equity in the property is required, 25% for rental property.
- Rental property: Add .75%
- Borrower is responsible for appraisal, search & filing fees
- Proof of Homeowner's Fire, Theft & Comprehensive Insurance with the Credit Union listed as "Loss Payee" is required
- Loan approval subject to all normal credit qualifications
- Loan interest may be tax-deductible
- No required share pledge
- Other rates may apply based on lending criteria
- Rates subject to change without notice