IBEW Local 56 Federal Credit Union was chartered in 1961 - Once A Member ... Always A Member

Loan Specials

Great Rates on Home Equity Loans

Home Equity Mini-Mortgage
  1. Borrow $5,000 - $65,000
  2. Minimum $5,000 newly borrowed money
  3. Appraisal required 
  4. Fixed Rates as Low as:
    • 60 Months:  2.99% APR 
    • 90 Months:  3.49% APR
    • 120 Months: 3.99% APR
  1. Borrow $2,000 - $15,000
  2. May refinance existing
  3. Mini-Mortgage with 50% new money
  4. Fixed Rates as Low as:
    • 36 Months:  2.49% APR
    • 60 Months:  2.99% APR
  • APR-Annual Percentage Rate
  • A minimum of 20% equity in the property is required
  • Rental property is excluded from these special rates
  • Borrower is responsible for appraisal, search & filing fees
  • Proof of Homeowner's Fire, Theft & Comprehensive Insurance with the Credit Union listed as "Loss Payee" is required
  • Loan approval subject to all normal credit qualifications
  • Loan interest may be tax-deductible
  • No required share pledge
  • Other rates may apply based on lending criteria
  • Rates subject to change without notice

 

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