Loan Specials

Tax Time Loan Special

• Available until April 30th
• Borrow $500-$2,500 at a rate as low as 4.99%APR*
• Delay the first payment up to 50 days
• Up to 12 Months to Repay
• Same day loan approval for qulifying applicants

*APR=Annual Percentage Rate. Other rates or limits may apply depending on lending criteria. Loan must be backed by a 10% share pledge. Borrower must be a credit union member for 3 months. Subject to normal lending criteria: credit worthiness, lack of delinquency, ability to repay, & Credit Committee or Loan Officer approval. Only one "special" loan per account.

 

 

*Home Equity Loan Rates*

Home Equity	Mini-Mortgage
Borrow $5,000 - $65,000 Minimum $5,000 newly borrowed money Appraisal required  Fixed Rates as Low as: 60 Months: 4.65% APR*  90 Months: 4.90% APR* 120 Months: 5.15% APR*	Borrow $2,000 - $15,000 May refinance existing Mini-Mortgage with 50% new money Fixed Rates as Low as: 36 Months:  4.30% APR* 60 Months:  4.65% APR*

*APR = Annual Percentage Rate.  A minimum of 20% equity in the property is required, 25% for rental property.  Rental property:  Add .75%APR.  Borrower is responsible for appraisal, search & filing fees.  Proof of Homeowner's Fire, Theft & Comprehensive Insurance with the Credit Union listed as "Loss Payee" is required.  Loan approval subject to all normal credit qualifications.  Loan interest may be tax-deductible.  No required share pledge.  Other rates may apply based on lending criteria.  Rates subject to change without notice.