Holiday Loan Special
Available October1st - December 23rd
- Borrow $250-$2,500 at rates as low as 4.99%APR*
- Delay the first payment up to 50 days
- Up to 12 Months to Repay
- Same day loan approval for qualifying applicants
*APR=Annual Percentage Rate. Other rates or limits may apply depending on lending crieria. Loan must be backed by a 10% share pledge. Borrower must be a credit union member for 3 months. Suject to normal lending crieria: credit worthiness, lack of delinquency, ability to repay, & Credit Committee or Loan Officer approval. Only one "special" loan per account.
Veterans Day Loan Promotion:
- Available during the month of November, 2020 to Credit Union Members who are currently serving in the U.S. Military or who are U.S. Veterans
- Receive an additional 0.50%APR* discount on your new loan rate
*APR=Annual Percentage Rate. Discount for new loans only. Discount not available for Credit Union Loan Refinances, Signature Line of Credit Advances, Share Secured Loans, Share Certificate Secured Loans, and Holiday Loan Special. Subject to normal lending criteria. Loan must be disbursed on/or before November 30, 2020. Home Equity Loans must have final Credit Committee approval prior to November 30th and be disbursed no later than December 15th. Proof of military service required.
*Home Equity Loan Rates*
- APR-Annual Percentage Rate
- A minimum of 20% equity in the property is required, 25% for rental property.
- Rental property: Add .75%
- Borrower is responsible for appraisal, search & filing fees
- Proof of Homeowner's Fire, Theft & Comprehensive Insurance with the Credit Union listed as "Loss Payee" is required
- Loan approval subject to all normal credit qualifications
- Loan interest may be tax-deductible
- No required share pledge
- Other rates may apply based on lending criteria
- Rates subject to change without notice