Fee Schedule
Effective June 1, 2023
| SHARE ACCOUNT FEES | |
| Membership Fee | $.25 |
| Share Annual Maintenance Fee (If minimum $25 balance is not maintained) |
$5.00 per year |
| Share Annual Locating Fee (If statements returned due to bad address) |
$5.00 per year |
| IRA Share Annual Maintenance Fee | $8.00 per year |
| Christmas Club Withdrawal Fee (1 free regular plus 1 free emergency withdrawal permitted per year: Oct 1 - Sept 30) |
$2.00 per occurrence |
| Close New Account Within 90 Days of Opening | $5.00 |
| SHARE DRAFT ACCOUNT FEES | |
| Monthly Service Charge (If minimum balance of $25 not maintained and the average monthly balance is less than $100) |
$2.00 per month |
| Draft Returned for Non-sufficient Funds (Maximum of 3 per Posting - $60.00) |
$20.00 per item |
| Re-enter Returned Item Fee | $5.00 per item |
| Overdraft Protection Transfer Fee | $3.00 per posting |
| Stop Payment Fee | $15.00 per request |
| Photo Copy of Paid Drafts (6 at no charge per year) |
$3.00 per copy |
|
Photo Copy of Deposit Slips |
$3.00 per copy |
|
Non-Member Draft Cashing Fee |
$2.00 per draft |
| ACH FEES | |
| ACH Returned Item Fee (Maximum of 3 per Posting - $60.00) |
$20.00 per item |
| Re-enter Returned Item Fee | $5.00 per item |
| Overdraft Protection Transfer Fee | $3.00 per posting |
| DEBIT CARD FEES | |
| Overdraft Fee | $20.00 per item |
| Card Replacement Fee | $7.00 per card |
| ATM Withdrawal Fee (No charge for first 4 ATM withdrawals per month) (Please note that you may be charged a surcharge by the ATM owner) |
$1.50 per withdrawal |
| OTHER SERVICE FEES | |
| Account Reconciliation Fee | $15.00 per hour |
| Account Research Fee | $15.00 per hour |
| Photo Copies of Previous Monthly/Quarterly Statements (No charge for copy of most recent period) |
$3.00 per copy |
| Deposited Item Returned Fee | $15.00 per item |
| Postal Notification of Address Change | $3.00 per occurrence |
| Escheat Fee (by law, if an account has no activity for three years it is turned over to the state) |
$75.00 per account |
| Incoming Wire Fee | $11.00 per wire |
| Outgoing Domestic Wire Fee | $17.00 per wire |
| Outgoing Foreign Wire Fee | $40.00 per wire |
| Money Order Fee | $2.00 per item |
| Money Order Stop Payment Fee | $10.00 per item |
| Purchase CU Money VISA Gift Card | $2.50 per card |
| Purchase CU Money VISA Travel Card | $9.95 per card |
