Current Loan Specials
Home Equity Loans: Rates as low as 2.99%APR*
Mini-Mortgage Loans: Rates as low as 2.49% APR*
Tax Time Loan Special: Borrow $500-$2,500 at Rates as low as 5.99%APR*
*APR = Annual Percentage Rate
Click here for more information.
Check Out Our Low Vehicle Loan Rates!
New Vehicles: rates as low as 2.15% APR*
Used Vehicles: rates as low as 3.15% APR*
Click here for vehicle rates.
James J. DeDad Scholarship
Applications are now available for the Erie Chapter of Credit Union's James J. DeDad Scholarships. The scholarships are available to Credit Union Members between the ages of 17 and 24 who are, or will be enrolled as full-time undergraduate students in 2019. Three scholarships will be awarded:
1st Place: $2,000
2nd Place: $1,500
3rd Place: $500
Applicants will be required to complete an application and write a 500 word essay on: "Credit unions are not-for-profit financial cooperatives that exist to serve members, not generate profit. "People helping people" is the philsophical foundation of these institutions. Define the value of this foundation; what ways your credit union demonstates this philosophy; how it makes your credit union different than a for-profit financial institution; and what is one new initiative/program you would implement?"
Applications are available at the Credit Union office and must be submitted to our office by June 4th.
Smart Option Student Loan by Sallie Mae®
Private student loans can help borrowers attending degree-granting institutions pay for education expenses not covered by savings, scholarships, and federal loans.:
- Choose from multiple repayment options
- Get competitive interest rates
- Borrow up to 100% of school-certified costs
- Pay no origination fee or prepayment penalty
- Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
- Apply online and get a credit result in about 15 minutes
Click here to learn more and get started.
Debit Card Reminders:
ATM Limit: $250.00 per day
Purchases/Point of Sale (POS) Limit: $500.00 per day
We understand that you may occasionally need to purchase more than $500.00 per day. We can temporarily increase your daily limit in order to accommodate you. Please realize that these limits are necessary to limit fraud and exposure to losses.
Our Debit Card Program is not live. This means that deposits made via Home Banking are not immediatley available on your Debit Card.
Please call the office at 814-455-2270 to temporarily increase your daily POS limit or if you have any questions regarding availability of funds.
Visa Purchase Alerts
We highly recommend that our Debit Cardholders sign up to receive email alerts when they use their Visa Debit Card* for purchases. These alerts help provide security by allowing members to identify potentially fraudulent activity and they provide a means for members to track spending.
Sign up by logging into:
Follow these steps to enroll:
- Check eligibility by entering the first nine digits of your debit card.
- Creat an account.
- Register your email address. A verification email with a code will be sent to your email address. Enter that code to confirm your email address.
- Choose which of the following three alerts you would like to enroll in:
- purchases reaching a certain dollar amount
- international purchases
- purchases made on the internet
*A qualified transaction is any transaction routed through Visa.
Banking at Your Leisure
Do you want the opportunity to look up account balances and account activity, transfer funds between your Credit Union Accounts, and look up copies of paid checks at your convenience? If so, then Home Banking is for you! Contact the Credit Union office for the required form to sign up for this convenient service.
You can receive your monthly and quarterly statements online. When you log into your home banking account, click on the "Statements" tab to sign up for E-Statements.
Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union? To join, they need a current photo ID (unless they're a child), social security number, a $25 share deposit, and a .25¢ membership fee.
Family Members include your:
Spouse Children Stepchildren Grandchildren
Parents Stepparents Grandparents Brothers & Sisters