IBEW Local 56 Federal Credit Union was chartered in 1961 - Once A Member ... Always A Member

Newsletter

January 2024

Check Out Our Loan Rates

Click here to see our current Loan Specials

Click here to see our Vehicle Loan rates

Officers Needed

If you are interested in the success of your Credit Union, consider joining our team of directors or committee members. Our next election will be at the annual meeting on April 13th.

As a member of the Board of Directors, you'll need to:

  • Attend monthly meetings (3rd Wednesday of the month at 6:00PM)
  • Be able to understand financial reports
  • Be interested in the Credit Union, its services, and goals
  • Be bondable

As a member of the Credit Committee, you'll need to:

  • Attend bi-weekly meetings (every other Tuesday at 3:30PM)
  • Be able to evaluate a loan application and credit report
  • Be interested in helping your fellow Credit Union members as well as the Credit Union
  • Be bondable

If you are an IBEW Local 56 Credit Union member in good standing and are at least 18 years old, please consider running in our next election. For more information, contact the Credit Union office at 814-455-2270 or email char @ibew56fcu.org.

Expecting A Tax Refund?

Have your refund direct deppsited into your Credit Union account. Use routing number 243381065 along with your account number and select savings or checking.

Share Certificate Special

  • 4.07%APY*
  • $1,000 Minimum Deposit
  • $50,000 Maximum Deposit
  • 12 Month Term
  • Dvidend pays monthly into Regular Share Account

*APY = Annual Percentage Yield. Must be an IBEW Local 56 FCU member in good standing to take advantage of this offer. Offer may end at any time. Penalty imposed for early withdrawal. Fees may reduce earnings on the account. Certain restrictions apply. Federally insured by NCUA.

Spyware Pop-Up Danger-4 Words NOT To Click

When it comes to our personal online safety, sometimes knowing what NOT to do is as important as doing the smart thing. Avoiding trouble like spyware is important, including knowing how not to download it. There are security basics we can all benefit from, and one tip involves four little words NOT to click on with those annoying but potentially dangerous pop-ups.

Just Four Tiny Words...never click on "Yes", "No", "OK", or "Agree" on a pop-up. There's a good chance it's clickbait just waiting to download spyware. Pop-ups themselves can indicate a malware infection, so the smart bet is to assume that every pop-up is loaded with malware. Just one little click puts a "welcome" sign on your smartphone or laptop, so don't give spyware a home on your device.

Almost every click we make can give the bad guys an apportunity to take advantage of us, and being cyber-smart is always the best defense.

Source: Stickley on Security

Beware: IRS Scams

Tax Season is here and so are IRS scams. Remember that the IRS initiates most contact through regular mail delivered by the U.S. Postal Service.

The IRS may call when a taxpayer has an overdue tax bill or a delinquent tax return. An IRS employee may come in person to view assets as part of a collection investigation, an audit, or an ongoing criminal investigation. Even then, taxpayers will generally first receive several notices and letters from the IRS in the mail.

Also, the IRS will never ask for payments via prepaid cards or wire transfers.

Debit Card Reminders

24/7 Lost or Stolen Debit Card Contact Number: 800-543-5073

ATM Limit: $300.00/day

Purchase Limit: $750.00/day

If you need to purchase more than $750.00, we can temporarily increase your daily limit. Before you shop, contact the Credit Union office at 814-455-2270.

Online Banking & Bill Pay

We encourage our members to sign up for Online Banking (click the box on our home page).  It's an easy way to keep an eye on direct deposits and automatic payments, to transfer funds from one sub-account to another, to look up copies of paid checks, and to transfer credit union loan payments.  Sign up for E-Statements and view your statement online the beginning of the month or quarter.

If you have a share draft (checking) account, you can sign up for our Bill Pay service.  Schedule your payments from the credit union's website and eliminate the need for checks, stamps, and trips to the post office.  We have two Bill Pay options to choose from to fit your needs.  Click here to see the options.

Contact the credit union office at 814-455-2270 if you have questions regarding these or any other services.

 

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