IBEW Local 56 Federal Credit Union was chartered in 1961 - Once A Member ... Always A Member

Newsletter

September 2021

We Have The Solutions For All Of Your Borrowing Needs

Click here to see our current loan specials and discounts.

International Credit Union Week

2021 marks the 60th Anniversary for the Credit Union!  Unfortunately, because of the pandemic, we were unable to celebrate the way we would have liked.  Stop by the lobby on Member Appreciation Dy and celebrate with us!

We will have a drawing for six $25 VISA gift cards:  Every member who comes into the credit union office during the week will be entered into the drawing.

Member Appreciation Day: Thursday, October 21st:  Treats and giveaways will be available in the lobby.

Holiday Skip-A-Pay

Qualifying borrowers now have the opportunity to skip* one payment on up to two loans from November 2021-January 2022.  Application and fee must be received at least 14 days prioir to your loan due date.

*There is a $25 processing fee per loan skipped.  Offer is not available on Home Equity, Mini-Mortgage, Signature Line of Credit, and Special Loans-Holiday, Tax Time & Back to School.  Loans must have originated 6 months prior to be eligible.  The maximum number of Skip-A-Pays permitted per loan is four.  If recent data shows delinquency on the requested loan(s), we reserve the right to deny your application to Skip-A-Payment.  Loan interest will accrue and the maturity date of all loans affected will be extended one month.

Christmas Clubs

It's the perfect time to start a Christmas Club account for the 2022 holiday season.  Deposits can be made via payroll deduction, direct deposit, by mail, or in person as often and in any amount as you'd like.  Checks will be mailed with your 3rd quarter 2022 member statement unless you request a transfer to your share draft or regular share account.

If your 2021 Christmas Club was funded through direct deposit or payroll deduction, you will automatically be enrolled in a 2022 Christmas Club unless you notify us otherwise.

The Holiday Season Is A Prime Time For Scams And Fraud

Scams to watch out for this time of year include:

  • E-skimming
  • Socail media scams
  • Porch pirates
  • Shipment update scams
  • Fake charity scams

As always, do not share any personal information with anyone unless you initiated the contact or are 100% sure you know who you are dealing with.

While you are out and about, only carry the necessary debit or credit cards and the cash that you'll be needing that day.  Keep valuables locked in your trunk or out of sight and be aware of your surroundings.

Have a safe holiday season!

Home Banking & Bill Pay

During this time of social distancing, we encourage our members to sign up for Home Banking (click the box on our home page).  It's an easy way to keep an eye on direct deposits and automatic payments, to transfer funds from one sub-account to another, to look up copies of paid checks, and to transfer credit union loan payments.  Sign up for E-Statements and view your statement online the beginning of the month or quarter.

If you have a share draft (checking) account, you can sign up for our Bill Pay service.  Schedule your payments from the credit union's website and eliminate the need for checks, stamps, and trips to the post office.  We have two Bill Pay options to choose from to fit your needs.  Click here to see the options.

Contact the credit union office at 814-455-2270 if you have questions regarding these or any other services.

 

 

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