Current Loan Specials
Home Equity Loans: Rates as low as 2.99%APR*
Mini-Mortgage Loans: Rates as low as 2.49% APR*
Holiday: Borrow $250 - $2,000, Rates as low as 4.99%APR
*APR = Annual Percentage Rate
Click here for more information.
Check Out Our Low Vehicle Loan Rates!
New Vehicles: rates as low as 2.10% APR*
Used Vehicles: rates as low as 2.85% APR*
Click here for vehicle rates.
Christmas Club Accounts
Start Saving today for next year's holiday season. Deposit as much and as often as you'd like. We'll mail your check with your 3rd quarter 2019 statement or deposit it into your Share Draft Account on October 1, 2019.
If you have a 2018 Christmas Club, your check is included with your September statement unless you requested a hold or transfer. If your account was funded through direct deposit or payroll deduction, you will automatically begin a 2019 account unless we are notified otherwise.
We are once again offering qualifying borrowers the opportunity to skip* one payment on up to two loans from November 2018 - January 2019. Applications must be received 14 days prior to your payment date.
*There is a $25 processing fee per loan skipped. Offer is not available on Home Equity, Mini-Mortgage, Signature Line of Credit, and Holiday/Tax Time/Back to School Special Loans. Loans must have originated 6 months prior to be eligible. If recent data shows delinquency on the requested loan(s), we reserve the right to deny your application to Skip-A-Payment. Loan interest will accrue and the maturity date of all loans affected by the program will be extended one month.
International Credit Union Week: October 15th - 19th
"Find Your Platinum Lining in Credit Unions"
- Drawing for two $25 VISA gift cards: Every member who comes into the office during the week to conduct Credit Union business will be entered in the drawing.
- Member Appreciation Day: Thursday, October 18th: Treats will be available in the lobby & members will receive some Credit union swag.
Debit Card Reminders:
ATM Limit: $250.00 per day
Purchases/Point of Sale (POS) Limit: $500.00 per day
We understand that you may occasionally need to purchase more than $500.00 per day. We can temporarily increase your daily limit in order to accommodate you. Please realize that these limits are necessary to limit fraud and exposure to losses.
Our Debit Card Program is not live. This means that deposits made via Home Banking are not immediatley available on your Debit Card.
Please call the office at 814-455-2270 to temporarily increase your daily POS limit or if you have any questions regarding availability of funds.
Visa Purchase Alerts
We highly recommend that our Debit Cardholders sign up to receive email alerts when they use their Visa Debit Card* for purchases. These alerts help provide security by allowing members to identify potentially fraudulent activity and they provide a means for members to track spending.
Sign up by logging into:
Follow these steps to enroll:
- Check eligibility by entering the first nine digits of your debit card.
- Creat an account.
- Register your email address. A verification email with a code will be sent to your email address. Enter that code to confirm your email address.
- Choose which of the following three alerts you would like to enroll in:
- purchases reaching a certain dollar amount
- international purchases
- purchases made on the internet
*A qualified transaction is any transaction routed through Visa.
Banking at Your Leisure
Do you want the opportunity to look up account balances and account activity, as well as to do transfers between your Credit Union Accounts at your convenience? If so, then Home Banking is for you! Contact the Credit Union office for the required form to sign up for this convenient service.
You can now get your monthly and quarterly statements online. When you log into your home banking account, click on the "Statements" tab to sign up for E-Statements.
Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union? To join, they need a current photo ID (unless they're a child), social security number, a $25 share deposit, and a .25¢ membership fee.
Family Members include your:
Spouse Children Stepchildren Grandchildren
Parents Stepparents Grandparents Brothers & Sisters