Check out our Tax Time Loan and Home Equity Special Rates
Tax Time Loan Special: Rates as low as 5.99%APR*
Home Equity Loans: Rates as low as 2.99%APR*
Mini-Mortgage Loans: Rates as low as 2.49% APR*
*APR = Annual Percentage Rate
Click here for more information.
You Don't Have To Jump Through Hoops To Get Our Low Loan Rates!
New Vehicles: rates as low as 2.10% APR*
Used Vehicles: rates as low as 2.85% APR*
Click here for vehicle rates.
Applications are now available for the Erie Chapter of Credit Unions' James J. DeDad Scholarships. Credit Union members between the ages of 17-24 who are enrolled as a full time undergraduate student in 2018 are eligible to apply. Three scholarships will be awarded:
1st Place: $2,000.00
2nd Place: $1,500.00
3rd Place: $500.00
Complete the application and write a 500 word essay on "When it comes to your finances, what do you feel is the single most important thing that defines your continued relationship with your financial institution and why?" (technology, people, community, convenience, etc.)
Applications are available at the Credit Union office and must be submitted by June 4th.
The Smart Option Student Loan by Sallie Mae®
This loan is the ideal solution to help pay for college expenses not covered by scholarships and federal loans.
- Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates for more flexibility
- No origination fees and no prepayment penalty
- Rewards and interest rate reductions available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
- 100% US-based Student Loan Specialists
Click here to learn more and get started
Federal law requires us to tell you how we collect, share, and protect your personal information. Our provicy policy has not changed and you may review our policy and practices with respect to your personal information by clicking here. We will mail you a free copy upon request by calling the credit union office at 814-455-2270 or 800-723-800.
Take Advantage of These Products and Services
Home Banking Travel Cards
E-Statements Gift Cards
Money Orders Credit Cards
With a Share Draft Account you may also apply for:
Debit Cards Bill Pay
Debit Card Daily Limits
ATM Limit: $250.00 per day
Purchases/Point of Sale (POS) Limit: $500.00 per day
If you need to purchse more than $500.00, we can temporarily increase your daily limit in order to accommodate you. Call the credit union office at 814-455-2270 ahead of time and we will temporarily change your limit accordingly.
Please realize that these limits are necessary to limit fraud and exposure to losses.
Visa Purchase Alerts
We highly recommend that our Debit Cardholders sign up to receive email alerts when they use their Visa Debit Card* for purchases. These alerts help provide security by allowing members to identify potentially fraudulent activity and they provide a means for members to track spending.
Sign up by logging into:
Follow these steps to enroll:
- Check eligibility by entering the first nine digits of your debit card.
- Creat an account.
- Register your email address. A verification email with a code will be sent to your email address. Enter that code to confirm your email address.
- Choose which of the following three alerts you would like to enroll in:
- purchases reaching a certain dollar amount
- international purchases
- purchases made on the internet
*A qualified transaction is any transaction routed through Visa.
Banking at Your Leisure
Do you want the opportunity to look up account balances and account activity, as well as to do transfers between your Credit Union Accounts at your convenience? If so, then Home Banking is for you! Contact the Credit Union office for the required form to sign up for this convenient service.
You can now get your monthly and quarterly statements online. When you log into your home banking account, click on the "Statements" tab to sign up for E-Statements.
Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union? To join, they need a current photo ID (unless they're a child), social security number, a $25 share deposit, and a .25¢ membership fee.
Family Members include your:
Spouse Children Stepchildren Grandchildren
Parents Stepparents Grandparents Brothers & Sisters