IBEW Local 56 Federal Credit Union was chartered in 1961 - Once A Member ... Always A Member

Newsletter

September 2022

2023 Wall Calendars will be available in the lobby the end of October. We will not have desk calendars this year due to the closing of our supplier.

Save With Our Low Loan Rates!

Click here to see our Home Equity & Mini-Mortgage rates

Click here to see our Vehicle Loan rates

Click here to see our Back to School Loan Special

International Credit Union Week

October 17th - 21st

Join us as we celebrate the Credit Union movement:

  • Drawing for six $25 VISA gift cards: Every member who comes into the credit union office during the week will be entered into the drawing.
  • Member Appreciation Day: Thursday, October 20th: Treats and giveaways will be available in the lobby.

Christmas Clubs

Christmas Club account holders: your check will be includedd with your 3rd quarter statement unless you requested a transfer or a hold. If your 2022 Christmas Club was funded through direct deposit or payroll deduction, you will automatically be enrolled in a 2023 Christmes Club unless you notify us otherwise.  

Now is the perfect time to think about opening an account for next year's holiday season. Just put a little bit away every payday and make your holiday season a little less stressful.

Holiday Skip-A-Pay Returns

Quallifying borrowers have the opportunity to skip* one payment on up to two loans from November 2022 - January 2023. Application and fee must be received at least 14 days prior to your loan due date.

*There is a $25 processing fee per loan skipped. Offer is not available on Home Equity, Mini-Mortgage, Signature Line of Credit, and Special Loans-Holiday, Tax Time, & Back to School. Loans must have originated 6 months prior to be eligible. The maximum number of Skip-A-Pays permitted per loan is four. If recent data shows a delinquency on the requested loan(s), we reserve the right to deny your application to Skip-A-Payment. Loan interest will accrue and the maturity date of all loans affected will be extended one month.

Charity Scams

Fake charity scams prey on your goodwill and generosity. Scammers might pretend to be representatives of a legitimate charity or may make up their own charity name. They'll call you, email you, or approach you on the street for donations. When you give, it's likely your money will end up in the scammers' pockets and not with the charity you were hoping to support.

Warning signs include: pressure to give money immediately; asking you to pay by wire transfer, cash, or gift card; receiving a "thank you" email from a charity you never gave to; emails with attachments that could contain viruses and malware; and asking for personal or banking information.

Before you give to a charity, verify that it is legitimate by checking with: charitywatch.org, give.org, or charitynavigator.org. You can also contact the charity directly to learn more about its needs, where it sends donations, and how it uses donations.

It's always important to watch for these fake charity scams, but be extra vigilant in times of a crisis. 

Home Banking & Bill Pay

During this time of social distancing, we encourage our members to sign up for Home Banking (click the box on our home page).  It's an easy way to keep an eye on direct deposits and automatic payments, to transfer funds from one sub-account to another, to look up copies of paid checks, and to transfer credit union loan payments.  Sign up for E-Statements and view your statement online the beginning of the month or quarter.

If you have a share draft (checking) account, you can sign up for our Bill Pay service.  Schedule your payments from the credit union's website and eliminate the need for checks, stamps, and trips to the post office.  We have two Bill Pay options to choose from to fit your needs.  Click here to see the options.

Contact the credit union office at 814-455-2270 if you have questions regarding these or any other services.

 

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