Current Loan Specials
Home Equity Loans: Rates as low as 2.99%APR*
Mini-Mortgage Loans: Rates as low as 2.49% APR*
Tax Time Loan Special: Borrow $500-$2,500 at Rates as low as 5.99%APR*
*APR = Annual Percentage Rate
Click here for more information.
Check Out Our Low Vehicle Loan Rates!
New Vehicles: rates as low as 2.15% APR*
Used Vehicles: rates as low as 3.15% APR*
Click here for vehicle rates.
Traveling This Summer?
Remember to notify the Credit Union of your travel plans so that your debit card will work as expected.
Keep Us In The Loop!
When you move or change your home or cell phone number, please notify us ASAP of the change. It is important for the Credit Union to have current contact information to ensure your privacy and to protect your financial informtation.
It is especially important for us to have current phone numbers and e-mail addresses for debit cardholders. We need to be able to notify you in case of fraud.
Cross New Boundaries & Boldly Explore Where Your Heart Leads With A CUMoney Visa Travel Money Card.
- Accepted worldwide
- Added security with EMV chip
- Easy to manage with CUMoney Mobile App
- Purchase Fee is $9.95
- $2.00 re-load fee
- Load in any amount from $100-$5,000
We Have Visa Gift Cards!
Need a gift for a graduation, shower, or wedding? A Visa gift card is a gift that anyone can use. Cards can be loaded in any amount from $10-$1,000. There is a $2.50 activation fee.
Do You Need Help With College Expenses?
A Smart Option Student Loan by Sallie Mae® may be the answer. Get help paying for education expenses not covered by savings, scholarships, and federal loans.:
- Multiple repayment options are available
- Competitive interest rates
- No origination fee or prepayment penalty
- A creditworthy cosigner may help you qualify and/or receive a lower interest rate
- Apply online today
Click here to learn more and get started.
Debit Card Reminders:
ATM Limit: $250.00 per day
Purchases/Point of Sale (POS) Limit: $500.00 per day
We understand that you may occasionally need to purchase more than $500.00 per day. We can temporarily increase your daily limit in order to accommodate you. Please realize that these limits are necessary to limit fraud and exposure to losses.
Our Debit Card Program is not live. This means that deposits made via Home Banking are not immediatley available on your Debit Card.
Please call the office at 814-455-2270 to temporarily increase your daily POS limit or if you have any questions regarding availability of funds.
Visa Purchase Alerts
We highly recommend that our Debit Cardholders sign up to receive email alerts when they use their Visa Debit Card* for purchases. These alerts help provide security by allowing members to identify potentially fraudulent activity and they provide a means for members to track spending.
Sign up by logging into:
Follow these steps to enroll:
- Check eligibility by entering the first nine digits of your debit card.
- Creat an account.
- Register your email address. A verification email with a code will be sent to your email address. Enter that code to confirm your email address.
- Choose which of the following three alerts you would like to enroll in:
- purchases reaching a certain dollar amount
- international purchases
- purchases made on the internet
*A qualified transaction is any transaction routed through Visa.
Banking at Your Leisure
Do you want the opportunity to look up account balances and account activity, transfer funds between your Credit Union Accounts, and look up copies of paid checks at your convenience? If so, then Home Banking is for you! Contact the Credit Union office for the required form to sign up for this convenient service.
You can receive your monthly and quarterly statements online. When you log into your home banking account, click on the "Statements" tab to sign up for E-Statements.
Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union? To join, they need a current photo ID (unless they're a child), social security number, a $25 share deposit, and a .25¢ membership fee.
Family Members include your:
Spouse Children Stepchildren Grandchildren
Parents Stepparents Grandparents Brothers & Sisters