Credit Union Hours
Mon - Thur -- 9:00AM to 5:00PM 
Friday -- 9:00AM to 6:00PM 
Closed Weekends and All Federal Holidays 
Lost or Stolen Debit Card: 

Signature Line of Credit

The Credit Committee sets a loan limit according to the member's credit history, current income, outstanding debts, and ability to repay. After this limit is approved, the member may make periodic draws against this credit line without making additional applications or waiting for further approvals as long as the member maintains his credit worthiness. The outstanding balance may not exceed the pre-approved limit. The Credit Committee shall review and update all applications at least once every 24 months or sooner if they feel it necessary. The member is obligated to notify the Committee if there are any major changes in the information recorded on the original application.

  • Limits range from $250 - $5,000 depending on the above mentioned criteria.
  • All advances shall be a minimum of $100.
  • Repayment period not to exceed 36 months.
  • Interest rates range from 9.0%APR - 11.0%APR depending on loan balance and repayment period.
  • APR = Annual Percentage Rate
  • 10% deposit in member's Regular Share Account required.


Personal Loans

A Closed-End Signature Loan which can be used for many different purposes, such as: car repairs, furniture, vacations, tuition, weddings, home repairs, etc. 

  • Borrow up to $250 - $5,000
  • Interest Rates as low as 7.25%APR
  • APR = Annual Percentage Rate
  • Loan Terms up to 36 months
  • 10% deposit in member's Regular Share Account required
  • Other rates and terms are available or may apply depending on lending criteria



IBEW Local 56 FCU
962 West 20 Street
Erie, PA 16502
Phone:  (814) 455-2270      FAX:  (814) 455-4307
Toll Free:  (800) 723-7800

Routing Number: 243381065
IBEW Local #56 FCU - Once A Member ... Always A Member
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