Credit Union Hours
Mon - Thur -- 9:00AM to 5:00PM 
Friday -- 9:00AM to 6:00PM 
Closed Weekends and All Federal Holidays 
Lost or Stolen Debit Card: 


May 2017

Check out our Home Equity Special Rates

Home Equity Loans:  Rates as low as 2.99%APR
Mini-Mortgage Loans:  Rates as low as 2.49% APR

*APR = Annual Percentage Rate

Click here for more information.

Traveling this Summer?

*Remember to notify the Credit Union of your travel plans so that your debit card will work as expected.

*CU-Money Visa Travel Cards can make your vacation a breeze.  Use the card at merchants and at ATMs.  There is a $9.95 purchase fee and cards can be loaded in any amount from $100 - $5,000.  Cards can be re-loaded multiple times for a $2.00 fee per re-load.

Looking for That Perfect Gift?

How about a CU-Money Visa Gift Card?  The perfect gift for graduations, weddings, showers, and birthdays!  Cards can be used at any merchant that accepts Visa debit cards.  There is a $2.50 activation fee and cards can be loaded in any amount from $10 - $1,000.

Spring Clean Your Home Office

According to AARP, every home should have a cross-cut shredder to keep paperwork from accumulating and to prevent ID theft & fraud.  After ensuring that everything is correct, regularly shred bank statements, sales & cash withdrawal ATM receipts, paid credit card statements & utility bills, expired warranties, unsolicited credit card & insurance offers, and cancelled checks that are not tax related.  Pay stubs and undisturbed medical bills shouldn't be kept longer than one year, tax returns and pertinent forms (W-2s, 1099s & other tax records) no longer than seven years.

Safely store in a safe deposit box, home-based lockable cabinet, or lockable box:  birth & marriage certificates, family member death certificates, Social Security & Medicare cards, active passports, divorce decrees, college diplomas & military records, wills & trusts, home deeds & vehicle titles, and power of attorney paperwork.

Keep secure but easily accessible:  tax returns for the past three years, active appliance warranties & manuals, loan statements & payment books, insurance policies, a household inventory list, health benefits information, and family health records.  On your home printer, line up every card you keep in your wallet and make a copy of the front and back of the lineup and securely store these pages in this "accessible" file in case your wallet is lost or stolen.

Source:  http.//

Visa Purchase Alerts

We highly recommend that our Debit Cardholders sign up to receive email alerts when they use their Visa Debit Card* for purchases.  These alerts help provide security by allowing members to identify potentially fraudulent activity and they provide a means for members to track spending.

Sign up by logging into:
Follow these steps to enroll:

  • Check eligibility by entering the first nine digits of your debit card.
  • Creat an account.
  • Register your email address.  A verification email with a code will be sent to your email address.  Enter that code to confirm your email address.
  • Choose which of the following three alerts you would like to enroll in:
  1. purchases reaching a certain dollar amount
  2. international purchases
  3. purchases made on the internet

*A qualified transaction is any transaction routed through Visa.

Credit Union Credit Card

Through a partnership with the ICUL Service Corp., we are now able to offer our members a mycucard VISA® Credit Card.  

Card features:

  • Low Everyday APR (10.9% - 19.9%) on Purchases
  • Spending Flexibility
  • 24x7 Fraud Protection
  • Superior Member Service
  • Earn rewards on purchases towards exciting merchandise & travel awards through ScoreCard®.

To apply, visit: (click on IBEW Local #56 FCU in the drop down box), call (888)415-6154, or pick up an application at the Credit Union office.

Banking at Your Leisure

Do you want the opportunity to look up account balances and account activity, as well as to do transfers between your Credit Union Accounts at your convenience?  If so, then Home Banking is for you!  Contact the Credit Union office for the required form to sign up for this convenient service.

You can now get your monthly and quarterly statements online.  When you log into your home banking account, click on the "Statements" tab to sign up for E-Statements.

Direct Deposit

We encourage you to have your paycheck, social security, pensions, unemployment, etc. electronically deposited into your credit union account.

Benefits of Direct Deposit Include:

  • Transfers funds securely & directly into your Regular Share or Share Draft (Checking) Account
  • Eliminates the risk of lost or stolen checks
  • Quick access to your funds
  • Access funds easily with a credit union Debit Card
  • Saves on trips to your credit union
  • Peace of mind when you're out of town
  • Helps protect the envirmonment

If convenience and safety are important to you, Direct Deposit is the way to go!

Family Membership

Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union?  To join, they need a current photo ID (unless they're a child), social secuirty number, a $25 share deposit, and a .25¢ membership fee.

Family Members include your:

Spouse          Children          Stepchildren          Grandchildren

Parents          Stepparents    Grandparents          Brothers & Sisters

























































































IBEW Local 56 FCU
962 West 20 Street
Erie, PA 16502
Phone:  (814) 455-2270      FAX:  (814) 455-4307
Toll Free:  (800) 723-7800

Routing Number: 243381065
IBEW Local #56 FCU - Once A Member ... Always A Member
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