Check out our Home Equity Special Rates
Home Equity Loans: Rates as low as 2.99%APR
Mini-Mortgage Loans: Rates as low as 2.49% APR
*APR = Annual Percentage Rate
Click here for more information.
Annual Meeting Recap
TV Raffle Winner: Jane Barber
A special Thank You to the following companies and organizations for their raffle donations:
- Birkmire Tranportation Solutions
- IBEW Local #56
- IBEW Local #56 Picnic Committee
- West Erie County Democratic Committee
We appreciate your continous support of the Credit Union!
Attention Share Draft Accountholders
The credit union has changed draft/check suppliers. We are now placing orders through Deluxe Corp. at more favorable costs. Please do not place any re-orders with Harland Clarke. Contact the credit union office for all re-orders and we will set up your account with Deluxe.
Applications are now available for the Erie Chapter of Credit Union's James J. DeDad Scholarships. Awards range from $500-$3,000.
Credit union members between the ages of 17 and 24 who are enrolled or who will be enrolled as a full time undergraduate student in 2017 are eligible to apply.
Complete the application and write a 500 word essay on "What should your credit union do to meet and exceed the expectations of your peers?". Applications are available at the credit union office. Completed applications and essays must be received at the credit union office by June 2, 2017.
Spring Clean Your Wallet
Clean it of what you shouldn't be carrying. These include your Social Security card, cheat sheets with PINs or passwords for bank cards or online accounts, credit cards, spare keys for your home or car, blank checks, and insurance cards. Only carry these items if you'll need them that day.
According to AARP, these items can be used for identity theft and fraud.
Visa Purchase Alerts
We highly recommend that our Debit Cardholders sign up to receive email alerts when they use their Visa Debit Card* for purchases. These alerts help provide security by allowing members to identify potentially fraudulent activity and they provide a means for members to track spending.
Sign up by logging into:
Follow these steps to enroll:
- Check eligibility by entering the first nine digits of your debit card.
- Creat an account.
- Register your email address. A verification email with a code will be sent to your email address. Enter that code to confirm your email address.
- Choose which of the following three alerts you would like to enroll in:
- purchases reaching a certain dollar amount
- international purchases
- purchases made on the internet
*A qualified transaction is any transaction routed through Visa.
Credit Union Credit Card
Through a partnership with the ICUL Service Corp., we are now able to offer our members a mycucard VISA® Credit Card.
- Low Everyday APR (9.9% - 18.9%) on Purchases
- Spending Flexibility
- 24x7 Fraud Protection
- Superior Member Service
- Earn rewards on purchases towards exciting merchandise & travel awards through ScoreCard®.
To apply, visit: https://mycucard.com (click on IBEW Local #56 FCU in the drop down box), call (888)415-6154, or pick up an application at the Credit Union office.
Banking at Your Leisure
Do you want the opportunity to look up account balances and account activity, as well as to do transfers between your Credit Union Accounts at your convenience? If so, then Home Banking is for you! Contact the Credit Union office for the required form to sign up for this convenient service.
You can now get your monthly and quarterly statements online. When you log into your home banking account, click on the "Statements" tab to sign up for E-Statements.
We encourage you to have your paycheck, social security, pensions, unemployment, etc. electronically deposited into your credit union account.
Benefits of Direct Deposit Include:
Transfers funds securely & directly into your Regular Share or Share Draft (Checking) Account
Eliminates the risk of lost or stolen checks
Quick access to your funds
Access funds easily with a credit union Debit Card
Saves on trips to your credit union
Peace of mind when you're out of town
Helps protect the envirmonment
If convenience and safety are important to you, Direct Deposit is the way to go!
Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union? To join, they need a current photo ID (unless they're a child), social secuirty number, a $25 share deposit, and a .25¢ membership fee.
Family Members include your:
Spouse Children Stepchildren Grandchildren
Parents Stepparents Grandparents Brothers & Sisters