Check out our Loan Specials
Holiday Loan Special: Rates as low as 4.99%APR
Home Equity Loans: Rates as low as 2.99%APR
Mini-Mortgage Loans: Rates as low as 2.49% APR
*APR = Annual Percentage Rate
Click here for more information.
To help our members get some extra holiday cash, we are offering an opportunity to Skip-A-Payment on up to two of your loans. Choose the loan(s) and the month that you want to skip - December or January* - and we'll take care of the rest. Contact the credit union office for an application.
*There is a $25 processing fee per loan skipped. Offer is not available on Home Equity, Mini-Mortgage, and Signature Line of Credit Loans, and Holiday/Tax Time/Back to School Special Loans. Loans must have originated 6 months prior to be eligible. If recent data shows that you have been delinquent on the requested loan(s), we reserve the right to deny your application to Skip-A-Payment. Loan interest will accrue and the maturity date of all loans affected by the program will be extended.
Visa Purchase Alerts
Debit Cardholders can now sign up for Visa Purchase Alerts. You can receive email alerts when you use your Visa Debit Card* for purchases. These alerts help provide security by allowing members to identify potentially fraudulent activity and they provide a means for members to track spending.
Sign up by logging into:
Follow these steps to enroll:
- Check eligibility by entering the first nine digits of your debit card.
- Creat an account.
- Register your email address. A verification email with a code will be sent to your email address. Enter that code to confirm your email address.
- Choose which of the following three alerts you would like to enroll in:
- purchases reaching a certain dollar amount
- international purchases
- purchases made on the internet
*A qualified transaction is any transaction routed through Visa.
It's Time You Requested A Credit Union Credit Card!
Through a partnership with the ICUL Service Corp., we are now able to offer our members a mycucard VISA® Credit Card.
- Low Everyday APR on Purchases
- Spending Flexibility
- 24x7 Fraud Protection
- Superior Member Service
- Earn rewards on purchases towards exciting merchandise & travel awards through ScoreCard®.
To apply, visit: https://mycucard.com (click on IBEW Local #56 FCU in the drop down box), call (888)415-6154, or pick up an application at the Credit Union office.
Simplify Your Search For Health Care
As a credit union member, find affordable health insurance with the TruStage Health Insurance Program. Get covered today!
Credit union members have access to experts and tools to help them understand the new health laws and to find the best value. With TruStage Health Insurance Program and GoHealth, make the right decisions with confidence and ease. Open enrollment is going on now. Enroll online at TruStageHealth.com or by calling 1-888-416-2166.
The TruState Health Insurance Program is made available through TruState Insurance Agency, LLC & GoHealth LLC. GoHealth LLC is licensed to sell nationwide & operates in all states wih the exception of Massachusetts, Hawaii, Vermont, & Rhode Island. TruStage Insurance Agency, 2016 All Rigth Reserved.
Banking at Your Leisure
Do you want the opportunity to look up account balances and account activity, as well as to do transfers between your Credit Union Accounts at your convenience? If so, then Home Banking is for you! Contact the Credit Union office for the required form to sign up for this convenient service.
You can now get your monthly and quarterly statements online. When you log into your home banking account, click on the "Statements" tab to sign up for E-Statements.
We encourage you to have your paycheck, social security, pensions, unemployment, etc. electronically deposited into your credit union account.
Benefits of Direct Deposit Include:
Transfers funds securely & directly into your Regular Share or Share Draft (Checking) Account
Eliminates the risk of lost or stolen checks
Quick access to your funds
Access funds easily with a credit union Debit Card
Saves on trips to your credit union
Peace of mind when you're out of town
Helps protect the envirmonment
If convenience and safety are important to you, Direct Deposit is the way to go!
Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union? To join, they need a current photo ID (unless they're a child), social secuirty number, a $25 share deposit, and a .25¢ membership fee.
Family Members include your:
Spouse Children Stepchildren Grandchildren
Parents Stepparents Grandparents Brothers & Sisters