Credit Union Hours
Mon - Thur -- 9:00AM to 5:00PM 
Friday -- 9:00AM to 6:00PM 
Closed Weekends and All Federal Holidays 
Lost or Stolen Debit Card: 


March 2015

Our Loan Rates Come With No Strings Attached

Some financial institutions offer low rates but these rates often come with "strings" attached:  must have a checking account with direct deposit, must make a certain number of transactions each month, must pay through auto pay, must sign up for e-statements, must have our credit card, etc.

At the IBEW Local #56 FCU, once you are approved for a loan at a given rate, you aren't required to do any of the above.  "No Strings Attached".

James J. DeDad Scholarships

Applications are now available for the Erie Chapter of credit Union's James J. DeDad Scholarships.  Credit union members between the ages of 17 and 24 who are enrolled or who will be enrolled as a full time undergraduate student in 2015 are aligible to apply.

Scholarships range from $500 - $3,000.

Return your completed application to the credit union office by June 5th.

Smart Option Student Loans®

Don't let school start without the funds you need.  When scholarships, federal loans, and financial aid don't cover all your expenses, the Sallie Mae® Smart Option Student Loan® can make up the rest.  Get started by clicking on the Sallie Mae® banner on our home page.

Privacy Notice

Federal law requires us to tell you how we collect, share, and protect your personal information.  Our privacy policy has not changed and you may review our policy and practices with respect to your personal information by clicking on the Privacy Policy button on any of our web pages.  Or we will mail you a free copy upon request if you call us at (800)723-7800 or (814)455-2270.

Now's the Time to Contribute to an IRA

The Credit Union offers both Traditional and Roth IRA Share Accounts to help you prepare for retirement.  

You may be able to deposit up to $5,500.00 for both the 2014 and 2015 tax years.  Members 50 and older may be able to contribute an additional $1,000.00.  Deposits for the 2014 tax year will be accepted until April 15, 2015.

Beware of IRS Scams

Tax time is upon us and so are the scammers.  The IRS does not call or e-mail anyone to inform them that they owe money.  If there is a problem with your tax return, you will be notified through the U.S. Postal Service.

If you are contacted by phone or e-mail, never give out any personal, bank account, or credit card information.  Take down any information that you are given and contact the IRS on your own.  Do not use a web address or phone number that came from a questionable contact.

Banking at Your Leisure

Do you want the opportunity to look up account balances and account activity, as well as to do transfers between your Credit Union Accounts at your convenience?  If so, then Home Banking is for you!  Contact the Credit Union office for the required form to sign up for this convenient service.

You can now get your monthly and quarterly statements online.  When you log into your home banking account, click on the "Statements" tab to sign up for E-Statements.

Direct Deposit

We encourage you to have your paycheck, social security, pensions, unemployment, etc. electronically deposited into your credit union account.

Benefits of Direct Deposit Include:

  • Transfers funds securely & directly into your Regular Share or Share Draft (Checking) Account
  • Eliminates the risk of lost or stolen checks
  • Quick access to your funds
  • Access funds easily with a credit union Debit Card
  • Saves on trips to your credit union
  • Peace of mind when you're out of town
  • Helps protect the envirmonment

If convenience and safety are important to you, Direct Deposit is the way to go!

Pay Your Bills Online

Online Bill Pay is a convenient way for members to pay their bills from one secure website.  Log into your Credit Union Home Banking account and pay your bills at your convenience.  Bill Pay can also be used for person to person payments, account to account transfers, personalized gift checks, and charitable donations.

You must be a Credit Union member with a Share Draft/Checking Account in good standing and have Home Banking to be eligible for Online Bill Pay.  Log into your Home Banking Account and click the Online Bill Pay tab to set up your account.  Your account will then be approved and activated.  There is a one time non-refundable $2.00 enrollment fee.

We have two Bill Pay plans:

Option 1: Six (6) transactions/month at no charge, .50¢ for each transaction over six.

Option2: Unlimited transactions/month at a cost of $3.00/month.

Family Membership

Did you know that your family members and members of your household (persons living under your roof) are eligible to join your Credit Union?  To join, they need a current photo ID (unless they're a child), social secuirty number, a $25 share deposit, and a .25¢ membership fee.

Family Members include your:

Spouse          Children          Stepchildren          Grandchildren

Parents          Stepparents    Grandparents          Brothers & Sisters































































































IBEW Local 56 FCU
962 West 20 Street
Erie, PA 16502
Phone:  (814) 455-2270      FAX:  (814) 455-4307
Toll Free:  (800) 723-7800

Routing Number: 243381065
IBEW Local #56 FCU - Once A Member ... Always A Member
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