Credit Union Hours
Mon - Thur -- 9:00AM to 5:00PM 
Friday -- 9:00AM to 6:00PM 
Closed Weekends and All Federal Holidays 
Lost or Stolen Debit Card: 
(800)543-5073 
 

Mini Mortgage

The loan is secured with a 2nd mortgage. The trade area for mini mortgage loans includes the following counties of Pennsylvania: Erie, Crawford, Warren, & McKean and the following counties of New York: Chautauqua & Cattaraugus.

The loan application must be accompanied by a property search, flood zone search and deed.  The member is responsible for the fees pertaining to the above and for the filing fees.  Proof of homeowner's insurance with a maximum $1,000 deductible and loss payable clause to the Credit Union is required.

  • Maximum Amount - $2,000 to $15,000 with a 20% minimum equity, 25% for rental property
  • Maximum term - 60 months
  • Interest Rates:
Term Rate
24 Months 3.25% APR
42 Months 3.75% APR
60 Months 4.00% APR
  • APR = Annual Percentage Rate
  • Other rates may apply based on lending criteria
 
 
IBEW Local 56 FCU
962 West 20 Street
Erie, PA 16502
Phone:  (814) 455-2270      FAX:  (814) 455-4307
Toll Free:  (800) 723-7800

email:
Routing Number: 243381065
 
IBEW Local #56 FCU - Once A Member ... Always A Member
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