Credit Union Hours
Mon - Thur -- 9:00AM to 5:00PM 
Friday -- 9:00AM to 6:00PM 
Closed Weekends and All Federal Holidays 
Lost or Stolen Debit Card: 


Available Ocotber 1st - December 22nd

Borrow $250 - $2,000 at 4.99%APR*

Delay the first payment up to 50 days

Up to 12 Months to Repay

Same day loan approval for qualifying applicants

  • *APR=Annual Percentage Rate.
  • Other rates or limits may apply depending on lending criteria.
  • Loan must be backed by a 10% share pledge.
  • Borrower must be a credit union member for 3 months.
  • Subject to normal lending criteria: credit worthiness, lack of delinquency, ability to repay, & Credit Committee or Loan Officer approval. 



Great Rates on Home Equity Loans

Home Equity                                Mini-Mortgage

*Borrow $5,000 - $65,000             *Borrow $2,000 - $15,000
*Minimum $5,000 newly                *May refinance existing
 borrowed money                           Mini-Mortgage with 50%
*Appraisal required                         new money

*Fixed Rates as Low as:                 *Fixed Rates as Low as:

60 Months:  2.99%APR                   36 Months:  2.49%APR
90 Months:  3.49%APR                   60 Months:  2.99%APR
120 Months: 3.99%APR

  • APR-Annual Percentage Rate
  • A minimum of 20% equity in the property is required
  • Rental property is excluded from these special rates
  • Borrower is responsible for appraisal, search & filing fees
  • Proof of Homeowner's Fire, Theft & Comprehensive Insurance with the Credit Union listed as "Loss Payee" is required
  • Loan approval subject to all normal credit qualifications
  • Loan interest may be tax-deductible
  • No required share pledge
  • Other rates may apply based on lending criteria
  • Rates subject to change without notice


IBEW Local 56 FCU
962 West 20 Street
Erie, PA 16502
Phone:  (814) 455-2270      FAX:  (814) 455-4307
Toll Free:  (800) 723-7800

Routing Number: 243381065
IBEW Local #56 FCU - Once A Member ... Always A Member
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